ja innovatiivinen



A reliable, innovative and professional financing company

SAV-Rahoitus Oyj serves both private customers and car dealerships. For private individuals, we grant loans against their vehicles. We also provide private customers with financing to buy used vehicles.  Over 120,000 private customers of different age groups all over Finland have already applied for a SAV loan. You can apply for a financing decision on the website or through our car dealership partners. The company has about 400 car dealership partners throughout Finland.


SAV-Rahoitus Oyj is located in the center of Helsinki, where we serve our customers in matters related to loan contracts and their management. With the help of electronic transactions, we can serve private customers and car business customers all over Finland.


A Solvent Finnish company

SAV-Rahoitus Oyj is a Finnish domiciled and Finnish-owned public limited company. According to the latest financial statements (1 January 2019 - 31 December 2019), the company's turnover was € 3.42 million. The balance sheet total was € 29.16 million and equity ratio was 10.5%.


Elite Sijoitus Oy (a wholly-owned subsidiary of EAB Group Plc) and Oma Säästöpankki Oyj (Oma Savings Bank Plc) own 99.49% of SAV-Rahoitus Oyj's shares. Elite holds 48.75% of the shares, and Oma Säästöpankki holds 50.74% of the shares.